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	<title>WCHBNewsDetroit - WCHB 1200 &#187; Money Smart Week</title>
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		<title>Dwight Jones&#8217; Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/dwight-jones-smart-tip-of-the-week/</link>
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		<pubDate>Thu, 11 Mar 2010 17:22:50 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
				<category><![CDATA[Promotional Content]]></category>

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		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/dwight-jones-smart-tip-of-the-week/" alt="Dwight Jones' Smart Tip Of the Week"><img src="http://wchbnewsdetroit.com/files/2010/03/pic_dwight-150x150.jpg" align="left" alt="Dwight Jones' Smart Tip Of the Week" hspace="5" vspace="5" border="0" /></a>

Successful savings plans can’t be mass-produced, and they can’t be put on autopilot. Financial issues are complicated and risky. It pays to work with a professional who knows what they’re talking about, and who also knows you and will stay the course. Most important of all, work with someone you know and trust.

http://online2.statefa... <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/dwight-jones-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p></p>
<p>Successful savings plans can’t be mass-produced, and they can’t be put on autopilot. Financial issues are complicated and risky. It pays to work with a professional who knows what they’re talking about, and who also knows you and will stay the course. Most important of all, work with someone you know and trust.</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/6309" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/6309</a></p>
]]></content:encoded>
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		<title>Vev Tripp&#8217;s Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/vev-tripps-smart-tip-of-the-week/</link>
		<comments>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/vev-tripps-smart-tip-of-the-week/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 17:17:51 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
				<category><![CDATA[Promotional Content]]></category>

		<guid isPermaLink="false">http://wchbnewsdetroit.com/?p=213291</guid>
		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/vev-tripps-smart-tip-of-the-week/" alt="Vev Tripp's Smart Tip Of the Week"><img src="http://wchbnewsdetroit.com/files/2010/03/pic_vevv-150x150.jpg" align="left" alt="Vev Tripp's Smart Tip Of the Week" hspace="5" vspace="5" border="0" /></a>

People don’t like hearing the “B” word – Budgeting, but creating and sticking to a budget is critical for getting a handle on your finances. A budget allows you to see where your money is going, and more importantly where you can cut back. Budgeting can also help you maximize your -saving efforts. Create a realistic plan, and make adjustments where necessary.

 <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/vev-tripps-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p></p>
<p>People don’t like hearing the “B” word – Budgeting, but creating and sticking to a budget is critical for getting a handle on your finances. A budget allows you to see where your money is going, and more importantly where you can cut back. Budgeting can also help you maximize your -saving efforts. Create a realistic plan, and make adjustments where necessary.</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/7144" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/7144</a></p>
]]></content:encoded>
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		<title>Glenda McGuire&#8217;s Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/glenda-mcguires-smart-tip-of-the-week/</link>
		<comments>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/glenda-mcguires-smart-tip-of-the-week/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 17:16:18 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
				<category><![CDATA[Promotional Content]]></category>

		<guid isPermaLink="false">http://wchbnewsdetroit.com/?p=213101</guid>
		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/glenda-mcguires-smart-tip-of-the-week/" alt="Glenda McGuire's Smart Tip Of the Week"><img src="http://wchbnewsdetroit.com/files/2010/03/pic_glenda-150x150.jpg" align="left" alt="Glenda McGuire's Smart Tip Of the Week" hspace="5" vspace="5" border="0" /></a>We all want a bright future for our children; well paying for that future starts now. Make sure you find the right education plan for your family. There are a lot of different savings plans, be sure to compare the plans and determine which one makes the most sense for you and for your situation.

http://online2.statefarm.com/b2c/sf/agent/22/717... <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/glenda-mcguires-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p>We all want a bright future for our children; well paying for that future starts now. Make sure you find the right education plan for your family. There are a lot of different savings plans, be sure to compare the plans and determine which one makes the most sense for you and for your situation.</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/7175" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/7175</a></p>
]]></content:encoded>
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		<title>Anthony Jackson&#8217;s Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/anthony-jacksons-smart-tip-of-the-week/</link>
		<comments>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/anthony-jacksons-smart-tip-of-the-week/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 17:15:02 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
				<category><![CDATA[Promotional Content]]></category>

		<guid isPermaLink="false">http://wchbnewsdetroit.com/promotional-content/moneysmarttips/anthony-jacksons-smart-tip-of-the-week/</guid>
		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/anthony-jacksons-smart-tip-of-the-week/" alt="Anthony Jackson's Smart Tip Of the Week"><img src="http://wchbnewsdetroit.com/files/2010/03/pic_anthony-150x150.png" align="left" alt="Anthony Jackson's Smart Tip Of the Week" hspace="5" vspace="5" border="0" /></a>

I’m sure by now you have heard the saying, “when you fail to plan, you plan to fail.” Create separate savings funds for the milestones in your life. These include not only retirement and education, but also for weddings, buying a home or your dream vacation.

http://online2.statefarm.com/b2c/sf/agent/22/7204... <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/anthony-jacksons-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p></p>
<p>I’m sure by now you have heard the saying, “when you fail to plan, you plan to fail.” Create separate savings funds for the milestones in your life. These include not only retirement and education, but also for weddings, buying a home or your dream vacation.</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/7204" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/7204</a></p>
]]></content:encoded>
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		<title>John Cash&#8217;s Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/john-cashs-smart-tip-of-the-week/</link>
		<comments>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/john-cashs-smart-tip-of-the-week/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 17:13:23 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
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		<guid isPermaLink="false">http://wchbnewsdetroit.com/promotional-content/moneysmarttips/john-cashs-smart-tip-of-the-week/</guid>
		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/john-cashs-smart-tip-of-the-week/" alt="John Cash's Smart Tip Of the Week"><img src="http://wchbnewsdetroit.com/files/2010/03/pic_john-150x150.png" align="left" alt="John Cash's Smart Tip Of the Week" hspace="5" vspace="5" border="0" /></a>

This is an oldie but goody, pay yourself first. Choose the important over the urgent. Automatically deposit funds into your savings account right from your paycheck, before you can touch it. Putting funds in a dedicated savings account will help you through when those urgent unplanned expenses come.

http://online2.statefarm.com/b2c/sf/agent/22/6... <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/john-cashs-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p></p>
<p>This is an oldie but goody, pay yourself first. Choose the important over the urgent. Automatically deposit funds into your savings account right from your paycheck, before you can touch it. Putting funds in a dedicated savings account will help you through when those urgent unplanned expenses come.</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/6757" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/6757</a></p>
]]></content:encoded>
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		<title>Angie Mapp&#8217;s Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/angie-mapps-smart-tip-of-the-week/</link>
		<comments>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/angie-mapps-smart-tip-of-the-week/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 17:12:13 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
				<category><![CDATA[Promotional Content]]></category>

		<guid isPermaLink="false">http://wchbnewsdetroit.com/?p=213051</guid>
		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/angie-mapps-smart-tip-of-the-week/" alt="Angie Mapp's Smart Tip Of the Week"><img src="http://wchbnewsdetroit.com/files/2010/03/angie_mapp-150x150.jpg" align="left" alt="Angie Mapp's Smart Tip Of the Week" hspace="5" vspace="5" border="0" /></a>
When you think about a savings strategy, think long term! Start as young as you can, with whatever you can, even if you are setting aside pocket change. That small change can turn into a huge change in your lifestyle when you retire, so remember start small and stay steady!

http://online2.statefarm.com/b2c/sf/agent/22/7288... <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/angie-mapps-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p><br />
When you think about a savings strategy, think long term! Start as young as you can, with whatever you can, even if you are setting aside pocket change. That small change can turn into a huge change in your lifestyle when you retire, so remember start small and stay steady!</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/7288" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/7288</a></p>
]]></content:encoded>
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		<title>Joan M. Warner&#8217;s Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/joan-m-warners-smart-tip-of-the-week/</link>
		<comments>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/joan-m-warners-smart-tip-of-the-week/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 17:09:09 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
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		<guid isPermaLink="false">http://wchbnewsdetroit.com/?p=213011</guid>
		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/joan-m-warners-smart-tip-of-the-week/" alt="Joan M. Warner's Smart Tip Of the Week "><img src="http://wchbnewsdetroit.com/files/2010/03/pic_joan-150x150.png" align="left" alt="Joan M. Warner's Smart Tip Of the Week " hspace="5" vspace="5" border="0" /></a>

When reviewing your payroll and compensation information, make sure you are taking full advantage of your employer’s retirement contributions. If your employer offers a free match to your contributions, it is a good idea to enroll in the program. To take full advantage of this “free money”, be sure to contribute the maximum dollar amount that your company will match!

 <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/joan-m-warners-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p></p>
<p>When reviewing your payroll and compensation information, make sure you are taking full advantage of your employer’s retirement contributions. If your employer offers a free match to your contributions, it is a good idea to enroll in the program. To take full advantage of this “free money”, be sure to contribute the maximum dollar amount that your company will match!</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/6786" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/6786</a></p>
]]></content:encoded>
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		<title>Marty O’Neill&#8217;s Smart Tip Of the Week</title>
		<link>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/marty-o%e2%80%99neills-smart-tip-of-the-week/</link>
		<comments>http://wchbnewsdetroit.com/promotional-content/moneysmarttips/marty-o%e2%80%99neills-smart-tip-of-the-week/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 16:35:14 +0000</pubDate>
		<dc:creator>Money Smart Week</dc:creator>
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		<guid isPermaLink="false">http://wchbnewsdetroit.com/?p=212981</guid>
		<description><![CDATA[<a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/marty-o%e2%80%99neills-smart-tip-of-the-week/" alt="Marty O’Neill's Smart Tip Of the Week"><img src="http://kissdetroit.com/files/2010/03/marty-150x150.jpg" align="left" alt="Marty O’Neill's Smart Tip Of the Week" hspace="5" vspace="5" border="0" /></a>

It’s tax time, and for many of us that means receiving a lump sum tax refund from the government. This year, I encourage you not to splurge with your refund, use it to start an emergency savings account, invest it, or pay down some of your debt instead. Remember, you work hard for your money, let it do some work for you! For more financial saving strategies visit statefarm.com

 <a href="http://wchbnewsdetroit.com/promotional-content/moneysmarttips/marty-o%e2%80%99neills-smart-tip-of-the-week/">Read more..</a>]]></description>
			<content:encoded><![CDATA[<p></p>
<p>It’s tax time, and for many of us that means receiving a lump sum tax refund from the government. This year, I encourage you not to splurge with your refund, use it to start an emergency savings account, invest it, or pay down some of your debt instead. Remember, you work hard for your money, let it do some work for you! For more financial saving strategies visit statefarm.com</p>
<p><a href="http://online2.statefarm.com/b2c/sf/agent/22/7197" target="_blank">http://online2.statefarm.com/b2c/sf/agent/22/7197</a></p>
]]></content:encoded>
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